What is the difference between *PUNYAM* and *PAAPAM* xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx Government should ensure that liquor be sold at double the cost and half the money credited back to the account of the wife of the person who drinks. Xavier William "All new ideas good or bad, great or small start with a one-man minority" - anonymous
*PUNYAM is a debit card - pay first and enjoy later*!
*PAAPAM is a credit card - enjoy first and pay later*!
*KARMA* is a restaurant, where there is no need to place order - *We are served, what we have cooked*..!
This will bring Achhe Din to all:
1. Husband will drink within limits bcause his intoxication level will always equal his wife's bank balance.
2. Wives will not object to husbands drinking.
3. Wives will know how much the husband has drunk today.
4. Wives who don't have accounts will also be able to open accounts, increase banking habit among ladies.
The scheme also can be named "Jan Dhan Daaru Jama Yojana"! www.keralites.net 
Posted by: Xavier William <varekatx@gmail.com>
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