Friday 2 May 2014

[www.keralites.net] How to become a successful investor

 

How to become a successful investor

 
Fortunately; you don't have to be a genius to be a successful investor. As Berkshire Hathaway chief and investor extraordinaire Warren Buffett said in an interview, "Success in investing doesn't correlate with IQ once you're above the level of 25. Once you have ordinary intelligence, what you need is the temperament to control the urges that get other people into trouble in investing." It's true that not everyone is gifted with Buffett's calm, cool demeanor. But challenging yourself to avoid your own worst instincts will help you reach your financial goals.

 
Are you often attracted by fascinating "no money down, get rich quick" investment offers? Or, have you been the victim of a tricky investment scam? If you answered "yes" to either question, you're not alone. These days "investors frequently are influenced by impossible promises of great income at almost no money market risk,". That's why the investment professionals often say in a mantra-like tone: "There is no such thing as a free lunch."  Now a day's such promises attracted many people to invest in get rich schemes like Multi-level Marketing (LML) and other unauthorized investment but many investors didn't understand that, the trick or cheat hide behind these fraud schemes even repeated warnings from known people and regulators.  People rush into purchases even when they don't understand what they're buying and the level of the risk they are going to shoulder.

 
If you make your big mistakes young, consider yourself blessed. If you make a big mistake when you are up there in years that really hurts. Perhaps you have more time ahead of you than you realize, though. Perhaps it won't take as much time to make up for reversals as you are now thinking it will take. God created mistakes to teach us. The learning experience has monetary value -- not immediately, but over time. Don't let any big mistakes go to waste, try to learn out of it to not to repeat the same mistake in the future. 

 
Whenever you start doing business or investment, you got to have a special objective or goals to be achieved. Without clear goals is like a ship without an anchor on the sea. Therefore, you need to think of the main purpose of investment and evaluate your own financial risks whether you are suitable to invest on high risk or low risk investments. Knowing your goal will help you to determine the appropriate steps and investment allocation.
No one is a perfect investor, but everyone aspires to be the best. Over the past 20 years that I've been investing, trading, and studying the stock market, insurance and other financial instruments, I've made some brilliant, timely, and good lucky calls. But I was not success in all my attempts and at least few times my decisions went wrong. Along the way, you may make a few investing mistakes, however there are big mistakes that you absolutely must avoid if you are to be a successful investor.

 
  For instance, the biggest investing mistake that you could ever make is to not invest at all, or to put off investing until later. 

 
All types of investments one or other way risky, but the level of risk varies depends on the nature of the investment. The key to successful investing is not to avoid risk altogether but to recognize the risks you are taking. To avoid unpleasant surprises, do your homework. Nothing beats reading the prospectuses and checking the long term performances of your investments. "People do more research and enquiry when they buy a washing machine or TV than when they invest thousands in stock."  

 
Regardless of the amount invested in your portfolio, making good stock/investment picks requires keeping track of individual companies, their industries and overall economic trends. Before investing, ask yourself whether you have the time and expertise to do that on your own. If not, check out alternatives.  In case you do not have time and expertise, the easiest way is to follow the lead of most small investors, entrust this job of investing to  mutual funds or expert financial planner, leaving the headache of individual stock picking to the related experts.  But don't get lazy. All investors should devote some time to researching and monitoring their portfolios. Avoid surprises by reading your funds'/company prospectuses and other documentation and useless stock pick recommendations provided by some unscrupulous people, they themselves pretend that they are the expert and market is controlled by them (not all, some websites and individuals do this). But no harm in taking stock picks advice from trusted, experienced professionals.   Do your own research; don't believe in any such advices cent percent unless you're confident that, the advice is coming from a reliable source.  Using tips from friends, family and internet websites like this one without doing your own research and analysis. Investing is a lot of hard work and a time consuming activity. Unless you trust someone's investing capabilities and are paying them to do it for you, be prepared to do your own digging and don't depend on what someone else tells you.   The final judgment should be based on your appraisal and analysis.  If you own just a handful of individual stocks, you're taking on two kinds of risk. One is the overall market risk and the other is the risk associated with a particular stock and the underlying company.

 
Asset Allocation - building an investment portfolio through optimal asset allocation is imperative while you endeavour to achieve your financial goals.  As the name implies, asset allocation refers to distributing your investible surplus across asset classes such as equity, debt, gold, real estate or even holding cash for that matter. So by allocating assets, you are essentially adopting an investment strategy which can balance your portfolio's risk and reward keeping in mind your risk profile, your financial goals, and your investment time horizon
 
Conclusion:
 
Do not put all eggs in one basket only. Be a smart investor and avoiding all above described common mistakes in investing. I still believe you are marching on the right way and able to enjoy better returns for all your investment at lower risk.

 

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[www.keralites.net] 10 Helpful Uses of MUSTARD.

 

10 Helpful Uses for Mustard!


 
Mustard has a large number of alternative uses, mostly related to health. Herbal medicine is known to stimulate and accelerate blood circulation in the body. This can prevent and alleviate a great host of diseases and symptoms, Besides therapeutic use, it also has useful cosmetic properties:  Soften hair, treat dry skin and remove odors.
 So without further a-do, here are 10 surprising uses for mustard!
 
1. Mustard relieves a sore throat
Mustard can be used as a natural solution to relieve a sore throat. For the preparation of the solution, mix mustard, lemon juice, a teaspoon of salt, a teaspoon of honey and half a cup of boiling water. Let the solution stand for 10 minutes then gurgle it. The effect is supposed to last for a few days, but if the pain returns, prepare another solution.
2. Mustard fights bad odors
Many products are packaged in attractive bottles, jars and boxes, the problem is that in most cases, it is very difficult to remove the odor of the materials previously stored in those tools. In this regard, mustard is a great solution. Pour a little mustard in the dish, add hot water and shake vigorously. Wash the contents of mustard and water, the smell should completely disappear.
3. Mustard relieves chest congestion
Mustard can help prevent the accumulation of mucus in the body. Prepare a compress made of mustard and flour in a ratio of 1:3, add water until you get a mixture, apply it to a cloth and place on the chest for 20 minutes. Another option is to apply the mustard to the ribcage area and lay over it a cloth dipped in hot water. Within a few minutes you will feel better. If you suffer from sinusitis, apply this method to the forehead. 
* Please note, mustard may cause allergic reactions in the skin, so you should first make sure you are not sensitive to it.
4. Use Mustard to treat fever and flu
Prepare an infusion of mustard seeds. On a low heat, cook in a pot of boiling water, and a teaspoon of mustard seeds for about five minutes. Let the brew cool  and then drink it all.
5. Mustard as a cosmetic mask
Besides improving the taste of food, mustard can highlight the beauty of the skin, especially facial skin. Apply a thin layer of mustard on the skin, let it sit a few minutes then rinse well. After washing, the face will feel smooth and fresh. As mentioned, check first that you are not allergic to mustard.
6. Use mustard to calm muscles
Athletes and the elderly tend to suffer often from tense and aching muscles. An effective way to relieve pain is by sprinkling mustard and Epsom salt (magnesium- sulfate salt) in a tub. Mustard enhances the therapeutic effects of Epsom salt, which will help relieve muscle pain.
7. Mustard to relieve tired feet
Usually, after a busy day of running around, we suffer from the swollen and painful soles. For relief, make a calming solution in the following way: Mix 2 tablespoons of mustard with warm water in a  pot or in a bowl, immerse your feet in the bowl for half an hour, and it should calm the pain and swelling.
8. Mustard treatment for painful knees
For people who suffer from chronic knee pain or seasoanl pain, or during physical effort, it is recommended to perform a warm massage with a mixture of olive oil and mustard oil.
9. Mustard to treat back pain
Back pain often limits the movement of the body, but the long ordeal can be reduced with a hot mustard bath. This is good and effective for back pain, muscle aches, arthritis and sprains. Fill the tub with warm water, add 220 mg of mustard, stir until they mix and then dip in the solution for 20 minutes. The pain will be reduced considerably.
10. Mustard to prevent the growth of weeds in your garden
According to scientists, the materials secreted by white mustard seeds can prevent the growth of weeds on the same ground. Plant a handful of mustard seeds near the plants, or sprinkle the seeds around the garden. The amount of weeds will be significantly reduced, so you can move them easily with bare hands. Please note before you plant: the seeds may harm other plants, so make sure to check first.

 

 
Compiler:-
Ln. P.K. Agrawal

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[www.keralites.net] World's largest solar steam system at Shirdi in Maharashtra

 
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[www.keralites.net] TOP 20 CURES OF WONDER HERB – HOLY BASIL: Share th is

 

TOP 20 CURES OF WONDER HERB – HOLY BASIL:

1. Healing Powers: Holy Basil acts as a nerve tonic, clears the bronchial tube of catarrhal matter and phlegm, strengthen the stomach and induce copious perspiration. Its antiseptic properties aid in healing ulcers, cuts and wounds, and reduce the pain caused by measles, chicken pox and small pox. A mixture of basil leaves juice and coconut oil can be applied on cuts and wounds to give relief.

2. Heart Health: Basil contains a potent antioxidant, eugenol that provides a host of cardiovascular benefits including blood purification, lowering LDL cholesterol, and blood glucose levels, primary causes for heart attacks and other ailments.

            
 

3. Pediatric Care: Kids suffering from commonly occurring ailments like cough, cold, diarrhea and vomiting can find relief by sipping some basil juice. Basil leaves, with saffron, expedite chicken pox pustules outbreak leading to quicker relief. Mixture of Basil leaf powder and pomegranate juice cures loose motion normally associated with tooth eruption in kids.

4. Fights Mouth Infections: Its anti-bacterial and anti-germicidal properties prevent bacterial build up and are curative for ulcer, infections in the mouth, pyorrhea (inflammation of gums) and other teeth disorders, and bad breath (halitosis). The antioxidants in Basil clear plaque from the teeth.

5. Cures Insect Bites: The herb is a prophylactic (preventive) and curative for insect stings or bites. Fresh juice can be applied to the stung area and a paste of fresh roots is also effective in case of bites of insects and leeches, helping relieve the pain as well as draw the venom out.

6. Helps Quitting Smoking: If you really mean to get off the smoking habit and have tried standard nicotine patches, flavored gum or even plain candy, chewing on a few leaves might change everything. Not only does it give that tingling cool feeling in your throat, but the antioxidants jump in to repair the damage caused due to years of smoking.

7. Fever Care: Basil is rich in phytonutrients, enabling both forms (tea or juice) prevent the occurrence of diseases like malaria and dengue fever, and bring down temperature associated with high fever. Its germicidal and disinfectant properties shield the body against almost all viral and bacterial attacks. Basil leaves are effective in alleviating coughs, colds and flu symptoms.

8. Soothes Sore Throat: Gargling with or drinking basil tea (strained and without milk) relieves throat inflammation and irritation, normally the precursor to more severe infections.

9. Treats Respiratory Disorders: Since ancient times, Basil, with ginger, cloves and salt, has been the most effective treatment in soothing respiratory inflammations like bronchitis, asthma, influenza, cough and cold.

10. Prevents Kidney Stones: A regular consumption of a concoction of Basil juice and honey strengthens the renal (kidney) functions, and helps dissolve and eliminate kidney stones naturally.

11. Heals Skin Disorders: Basil juice is a good anti-bacterial and anti-fungal lotion, that restricts the growth of bacterium like E coli and B anthracis, which cause skin infections like ringworm, leukoderma (spots of unpigmented skin), vitiligo (white patches), and preventing acne, blackheads, and pimples through blood purification and toxic elimination.

12. Cures Headaches: A paste of Basil leaves and sandalwood, applied on the forehead provides an instant cooling effect and relief from heat, and headache. A facial steam of this wonder herb's leaves just opens up your senses and refreshes you.

13. Vision Care: The abundance of vital Vitamin A in Basil juice provides relief from sore eyes and also treats night-blindness, conjunctivitis, swelling, inflammations, boils, vision degeneration, cataracts, glaucoma, and other infections.

14. Anti-aging: Antioxidant rich Holy basil extract, is effective at killing off harmful molecules and preventing damage caused by some free radicals in the liver, brain and heart.

15. Relieves Vomiting: If you are suffering from frequent vomiting, you can try having a mixture of basil leaves juice, ginger juice and honey for immediate relief.

16. Aids Weight Loss: The magical mixture of fresh Basil leaves with home-made fresh yogurt can help in reducing excess weight, recharge your drained battery (energy) sources and facilitate new blood cells formation.

17. Beats Stress: Basil has long been hailed as an anti-stress agent that purifies your blood, prevents stress, clears the mind and keeps it sharp and active.

18. Prevents Hair Loss: Paste of Basil leaves added to your normal hair oil improves blood circulation, reduces itchiness and sweatiness in your scalp, prevents premature graying, split ends, strengthens the hair shaft and hair follicles, and rejuvenates hair growth.

19. Reduces Radiation Impact: Basil leaves have antioxidant properties and contain the flavonoids, orientin and vicenin that protect the chromosomes and cell structures from oxidation, thus preventing cell ageing and death, and providing protection against radiation damage.

20. Nutrient Source: Basil contains a wide range of essential oils rich in phenolic compounds, polyphenols such as flavonoids and anthocyanins, and high quantities of (E)-beta-caryophyllene (BCP), which is useful in treating arthritis and inflammatory bowel diseases.

Share this .

Ravi


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