Thursday, 2 January 2014

[] Investing in SENSEX: nothing short of blundering your way..


News:  Rumours spark 500-point sensex plunge.
Comments: This is exactly how the SENSEX (an acronym for the premier Bombay Stock Exchange Index) moves up or down: on plain and simple RUMOURS.   For the uninitiated, the SENSEX reflect the effective result of movement of 50-odd actively traded, heavyweight "A" category CASH  stocks e.g. Reliance, Tata Steel, Infy, ONGNC, L&T, etc. out of the 2000 or more scrips listed in the Stock Exchange, that are traded only intermittently or infrequently.
 There were three or four pregnant reports in newspapers recently:
(1) even out of the 50 "A" category scrips the upsurge in the SENSEX was caused by hectic buying by Foreign Institutional Investors (FII's)' in other words the other 40-odd scrips were languishing, maybe at the bottom
(2) FIIs  pumped in 20 billion US dollars (about Rs.1.25 lakh crores!) during 2013.  FIIs, of course as everyone else, are only interested in raking in bumper profits in a short time and quit; in other words, the FIIs are not too much bothered about the 'fundamentals' – or financial health in plain language – of scrips they buy into.  The fundas of financial advisers that you should choose and invest in scrips of companies that are fundamentally strong are bosh and nonsense, and you please take them with a pinch of salt.  The so-called 'experts' in Mutual Funds and commercial banks (where they are called Relationship Managers) are as good or as bad as you and I are as far as the stockmarket gyrations are concerned; a fine example is that of HSBC Bank that promised Suchitra Krishnamoorthy a minimum return of 15% on the investments she made through the bank's relationship manager, and in the event she lost 50% of her capital!  An associate MF of a bank (I think, it is ICICI Bank) keeps tomtomming through circulars after circulars of what it calls "value investment", that is to say that its managers – against 'experts' – are smell the real worth of a scrip that is quoted below its potential and invest in them for you .  Beware of such tall claims.
(3) The SENSEX went by 9% over the 12 months of 2013; remember the rise relates only to the "A" category scrips.  What's the big deal at 9% when commercial banks accept Fixed Deposits @ 9.5% per annum, where your money is safe?
(4) Retail investors are deserting the stock market.  That's no big surprise, the aam janta having burnt their fingers and learnt the bitter lesson.  Anyone who is someone tells you that investments in MFs via SIP (Systematic Investment Plan) are 'safer' – yep, monthly investment may be safer but not safe!  Safer in the sense that you don't lose all your money – or most it – by making lump sum investment; in SIP your loss is minimized,  bas.
(5) MIDCAP and SMALLCAP scrips (of middle-sized and small-sized companies) have lost heavily in the last two or three years.  If you didn't know it, MIDCAP and SMALLCAP scrips are the preferred choices of  MFs because they are relatively cheap, though not safe bets!
So?  Stay clear of the stock market…   

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[] Fwd: EGO...KILLS U : Inspirational Story



Join me @ forangelsonly

There was once a learned scientist..

After a lot of practice and efforts, he developed a formula and learned the art of reproducing himself. He did it so perfectly that it was impossible to tell the reproduction from the original.

One day while doing his research, he realized that the Angel of Death was searching for him. In order to remain immortal he reproduced a dozen copies of himself. The reproduction was so meticulous that all of them looked exactly like him. Now when this Angel of Death came down, he was at a loss to know which of the thirteen before him was the original scientist, and confused, he left them all alone and returned back to heaven.

But, not for long, for being an expert in human nature, the Angel came up with a clever idea. He said to the scientist addressing all thirteen of them, "Sir, you must be a genius to have succeeded in making such perfect reproduction formula of yourself. However, I have discovered a flaw in your work, just one tiny little flaw."

The scientist immediately jumped out and shouted, Impossible! where is the flaw?" "Right here" said the Angel, as he picked up the scientist from among the reproductions and carried him off.

The whole purpose of the scientist and his formula of reproduction failed as he could not control his pride and lost his life.

Join me @ forangelsonly

So while one's Knowledge and Skills takes one to the top of the ladder and makes one successful, however the three letter word "EGO" can pull one down immediately.   

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[] Health: Information about Tonsils Removal


  • A tonsillectomy, commonly referred to as "getting your tonsils out," is a surgery to remove the tonsils when a child has tonsillitis or frequent infections that won't go away in spite of using antibiotics. 
  • An adenoidectomy is a surgery to remove the adenoids when a child has had breathing problems or ear and sinus problems that won't go away with antibiotics.
  • A tonsillectomy and adenoidectomy (T&A) is done to remove both the tonsils and the adenoids when a child has both breathing and swallowing problems.
  • Because the surgeon can reach the tonsils and adenoids simply by opening the child's mouth, there are no incisions (cuts) needed on the outside of the skin. 


This factsheet is for people who are having their adenoids and/or tonsils removed, or who would like information about it. It's relevant for both adults and parents of children who are having the operation. However, for simplicity, we refer to 'you' throughout.

Adenoids and tonsils are small lumps of tissue at the back of your nose and throat. An operation to remove your tonsils is called a tonsillectomy and an operation to remove your adenoids is called an adenoidectomy. An operation to remove both is called an adenotonsillectomy.

You will meet the surgeon carrying out your operation to discuss your care. It may differ from what is described here as it will be designed to meet your individual needs.

About adenoid and tonsil removal

Adenoids and tonsils help fight ear, nose and throat infections in young children. Your adenoids lie where your throat meets the back of your nose. Your tonsils lie at the back of your throat, one on each side.

Illustration showing the location of the adenoids and tonsils

Tonsil removal

Most operations to remove tonsils are done in children, but adults can have them removed too. Inflammation of your tonsils is known as tonsillitis. Your GP may refer you to an ENT surgeon (a doctor who specialises in identifying and the surgical treatment of conditions of the ear, nose and throat) to remove your tonsils if you have had tonsillitis:

  • more than seven times in the last year
  • five times or more in each of the last two years
  • three or more times in each of the last three years
  • and then developed a quinsy (a collection of pus between a tonsil and the wall of your throat)

Having your tonsils removed can be an effective treatment for reoccurring and persistent tonsillitis.

Adenoid removal

Most operations to remove adenoids are done in children. The most common reason for removing adenoids is glue ear. If your child is under three and is having grommets inserted for glue ear, his or her adenoids will probably be removed at the same time. Having your adenoids removed is an effective treatment for reoccurring ear infections and nasal blockage caused by enlarged adenoids. However, surgery isn't always needed for children as they often grow out of these problems.

If your child has enlarged adenoids and tonsils, he or she may develop a condition called obstructive sleep apnoea – this causes breathing problems at night. If this happens, your surgeon may recommend an adenotonsillectomy.

What are the alternatives to having your adenoids and tonsils removed?

You may be prescribed antibiotics but, generally, they don't help and aren't used for long-term treatment.

Children's adenoids and tonsils shrink as they get older, so an operation isn't always necessary. Ask your GP for more advice.

Preparing for adenoid and tonsil removal

Your surgeon will explain how to prepare for your procedure. If you have a cold or infection in the week before your operation, it's important to let the hospital know. The operation may need to be postponed until you have fully recovered.

You will have the operation under general anaesthesia. This means you will be asleep during the operation. You will be asked to follow fasting instructions. This means not eating or drinking, typically for about six hours beforehand. However, it's important to follow your surgeon's advice.

Your surgeon will discuss with you what will happen before, during and after your operation, and any pain you might have. This is your opportunity to understand what will happen, and you can help yourself by preparing questions to ask about the risks, benefits and any alternatives to the procedure. This will help you to be informed, so you can give your consent for the procedure to go ahead, which you may be asked to do by signing a consent form.

What happens during adenoid and tonsil removal?

The operation usually takes around 30 minutes but this will depend on whether you're having your tonsils or adenoids removed, or both.

There are several different methods to remove tonsils and adenoids, which include the following.

  • Traditional method – your surgeon will carefully cut your tonsils and/or adenoids out using specialised instruments. He or she will apply pressure to stop the bleeding, and use dissolvable stitches or heat to seal the wound.
  • Lasers or ultrasound waves – your surgeon will use high-energy waves to cut out your adenoids and/or tonsils and will seal the blood vessels to stop any bleeding.
  • Diathermy – your surgeon will use heat from an electric current to cut out your adenoids and/or tonsils. He or she may gently suck the tissue out with a special instrument and will seal the blood vessels.
  • Power-assisted adenoidectomy – your surgeon will use a microdebrider (a powered instrument with a very small rotating tip) to remove your adenoids.

Video: how an adenotonsillectomy is carried out

What to expect afterwards

You may need to rest until the effects of the anaesthetic have passed. Try to drink and eat as soon as you feel ready.

You may need pain relief to help with any discomfort as the anaesthetic wears off. You will usually be able to go home when you feel ready, unless your surgeon recommends that you stay overnight. Before you go home, a nurse will give you a date for a follow-up appointment.

You will need to arrange for someone to drive you home. You should have a friend or relative stay with you for the first 24 hours after your operation.

General anaesthesia temporarily affects your co-ordination and reasoning skills, so you must not drive, drink alcohol, operate machinery or sign legal documents for 24 hours afterwards. If you're in any doubt about driving, contact your motor insurer so that you're aware of their recommendations, and always follow your surgeon's advice.

If your surgeon used dissolvable stitches, the amount of time they will take to disappear depends on the type of stitches you have. Ask your surgeon for more information about when you can expect them to disappear.

Recovering from adenoid and tonsil removal

It usually takes about a week or two to make a full recovery from adenoid or tonsil removal, but this varies between individuals, so it's important to follow your surgeon's advice. Rest for this time and stay at home. Keep away from crowded and smoky places, and from people with coughs and colds.

If you need pain relief, you can take over-the-counter painkillers such as paracetamol or ibuprofen. Your surgeon may prescribe you stronger painkillers as well as antibiotics. Always ask your doctor or pharmacist for advice and read the patient information leaflet that comes with your medicine.

Try to drink enough fluids and eat normally. If it's uncomfortable to eat, it may help to take a painkiller (such as paracetamol) half an hour before meals. Don't take aspirin as it may cause bleeding. See our frequently asked questions for more information.

Your throat may look white as your skin heals. If you notice any bleeding from your throat or nose, contact your GP or hospital immediately.

What are the risks?

As with every procedure, there are some risks associated with having your adenoids and tonsils removed. We have not included the chance of these happening as they are specific to you and differ for every person. Ask your surgeon to explain how these risks apply to you.


Side-effects are the unwanted but mostly temporary effects you may get after having the procedure. Common side-effects include:

  • feeling sick
  • a sore throat, earache and stiff jaw or neck
  • a blocked nose – this usually clears within a week or so
  • a change in your voice – you may sound like you're talking through your nose; this can last for around two to four weeks


Complications are when problems occur during or after the operation. The possible complications of any operation include an unexpected reaction to the anaesthetic or an infection. Specific complications of operations to remove the adenoids and/or tonsils are uncommon, but include:

  • bleeding after the operation
  • damage to your teeth or jaw – this can be caused by the instruments that are used to keep your mouth open during surgery
  • infection and breathing problems – there is a risk that blood and tissue from the operation may get into your throat
  • injury to your Eustachian tube (the tube that connects your middle ear with your throat)

Children who have had their adenoids and tonsils removed may find that their voice sounds different after surgery. This is because, before the operation, the enlarged adenoids and tonsils may have prevented the child from hearing high-pitched sounds clearly. After the operation, these sounds are easier to hear and so it may seem to your child that his or her voice is higher than it used to be. 


Produced by Stephanie Hughes, Bupa Health Information Team, July 2012.

For answers to frequently asked questions on this topic, see FAQs.   

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[] RBI Clarifies


[] How to speed connectionup your slow internet


For most people home internet connections have gotten a whole lot faster over the past decade, but in some places today even a 5 megabit (Mbps) connection seems blazing fast. Don't give up internet video just yet — there are some things that you can do to maximize performance. Many of them don't cost a cent!

Step 1: A good router

The first thing to look at, however, does cost a little money: a good router.
Your ISP might provide you with a basic wireless router or you might have one that you picked up in a Black Friday sale for $30, but it probably isn't helping your connection live up to its full potential. Investing in a quality router can make a big difference.
Look for a router that offers packet prioritization and quality of service (QoS) features. They'll let you choose which apps and computers get first crack at available bandwidth and which you'd prefer to restrict. You may, for example, not want torrent downloading apps running full speed during the day.
For DIY types, third-party router firmware like Tomato USB or DD-WRT is worth checking out. As long as you purchase a router with a compatible chipset, you can flash these custom-built firmwares and add loads of new functionality (including QoS) without having to spend big on a tricked-out router at the store. Some companies even sell routers with DDWRT preinstalled.

Step 2: The technical stuff that makes a difference

Changing the DNS servers on your router can help, too. Try running Gibson Research's DNS benchmark tool. It'll quickly show you which public DNS servers return the fastest responses to your computer. Assuming you know how to access the router's administration interface, you can hop in, insert the two best DNS servers the tool located, and start saving a few precious milliseconds of lookup time.
Another thing that can help speed up surfing is a caching proxy server. Squid is a good, free option — and you don't necessarily have to have a spare Linux box lying around to use it. A Windows executable is available too, thanks to the crew of Acme Consulting.
If you don't have a ton of devices connecting at the same time, good ol' WinGate is still around, too. It's free to use for up to three simultaneous connections and it's a bit less intimidating to set up than Squid.
Why use a caching proxy? It can speed up access to frequently-used resources, and every device you configure to use the proxy will reap the benefits.

Step 3: Look to your browser

Now, what about your browser? All the major browsers are much better now than they were even last year, but which one is best for slow connections? There's no one-size-fits-all browser, so the best thing to do is keep an open mind and give several of them a try.
Opera, for example, has its slick Off-road Mode which can make surfing on sluggish connections feel a whole lot faster. When it's turned on, webpages you request first get compressed and optimized by Opera's remote proxy servers. Image quality is reduced and things may not always look perfect, but when speed is the top concern that's a sacrifice worth making.
Google Chrome offers loads of features that are designed to make it feel faster, too. Chrome can pre-fetch content it thinks you're going to access in the background so that it loads more quickly when you click a link. It's pretty good at predicting where you'll click, too, which shouldn't come as a surprise. Google knows an awful lot about the browsing habits of Chrome users, after all.
Internet Explorer 11 offers similar predictive browsing and pre-loading features, and they can make it appear every bit as fast as Chrome on most popular websites.
If you're willing to get your hands dirty, Firefox might be the best option. There are so loads of helpful extensions available and an endless list of toggles you can test on the about:config page (just make sure to keep tabs on the changes you make) that will help improve browser performance on slow connections.

And the rest…

Another piece of software worth checking out is a good download manager. If you frequently download very large files, you might want to consider installing an app that can schedule transfers.Free Download Manager is a good one, as is JDownloader — just make sure you grab the scheduler add-on for it.
If you're looking for some more advanced ways to speed things up, you may want to consider a renting a virtual private server (VPS). They're a great way to minimize transfer times, and they're not as expensive to rent as you might think.
-- Nandakumar   

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[] Erotic Dreams - Research Analysis


Image Browse

സ്വപ്നങ്ങള്‍ യാഥാര്‍ഥ്യമാകാന്‍ ആഗ്രഹിക്കാത്തവര്‍ ഉണ്ടാകുമോ...?

ലണ്ടന്‍: ഉറക്കത്തില്‍ ചൂടന്‍ സ്വപ്നങ്ങള്‍ കാണത്തവര്‍ ഉണ്ടാകില്ല. ഇത്തരം സ്വപ്നങ്ങള്‍ എന്തുകൊണ്ടാണ് കാണുന്നത്. ലണ്ടനിലെ അഡള്‍ട് ലൈഫ്‌സ്റ്റൈല്‍ സ്ഥാപനമായി ലൗ ഹണി നടത്തിയ സര്‍വേയിലെ കണ്ടെത്തലുകള്‍ ചൂടന്‍ സ്വപ്നങ്ങളുടെ ആഴത്തിലേക്കാണ് വെളിച്ചം വീശുന്നത്. ഉറക്കത്തില്‍ കാണുന്ന ചൂടന്‍ സ്വപ്നങ്ങള്‍ യഥാര്‍ഥ ജീവിതത്തില്‍ അനുകരിക്കാന്‍ അഗ്രഹിക്കുന്നവര്‍ നിരവധിയാണ്. 59 ശതമാനം ആളുകള്‍ തങ്ങള്‍ കാണുന്ന സ്വപ്നത്തെ അനുകരിക്കാന്‍ ശ്രമിക്കുന്നു.

അതേസമയം മനുഷ്യന്റെ സ്വകാര്യ ലൈംഗിക താല്‍പര്യങ്ങളാണ് സ്വപ്നത്തില്‍ കാണുന്നതെന്നും ചിലര്‍ അവകാശപ്പെടുന്നുണ്ട്. ഈവാദം പൂര്‍ണമായും അംഗീകരിക്കാന്‍ കഴിയില്ലങ്കിലും നേരത്തെ കണ്ടിട്ടുള്ള 'പടങ്ങളും വീഡിയോകളും' ചൂടന്‍സ്വപ്നങ്ങളെ സ്വാധീനിക്കുന്നതായി ലൗ ഹണിയുടെ പഠനത്തില്‍ നിന്നും വ്യക്തമായി. സ്വപനങ്ങളെ കുറിച്ച് ചര്‍ച്ചചെയ്യാന്‍ പുരുഷന്‍മാരേക്കാളും കൂടുതല്‍ താല്‍പര്യം സ്ത്രീകള്‍ക്കാണ്. സര്‍വേയില്‍ പങ്കെടുത്തവരില്‍ 93 ശതമാനവും ഇറോടിക് സ്വപ്നങ്ങല്‍ സ്ഥിരമായി കാണുന്നവരാണ്.

എന്നാല്‍ ഇവരില്‍ ചിലര്‍ ഏതാനും ദിവസങ്ങളുടെ ഇടവേളകളിലാണ് സ്വപ്നം കാണുന്നത്. ഇറോടിക് സ്വപ്നങ്ങള്‍ പങ്കാളിയെ കാണുന്നവര്‍ ചുരുക്കമാണ്. കൂടുതലാളുകളെ സുഹൃത്തുക്കളെയാണ് സ്വപ്നത്തില്‍ കാണുന്നത്. അതേസമയം 25 ശതമാനത്തോളം ആളുകളുടെ സ്വപ്നങ്ങളില്‍ നിറയുന്നത് ഒരിക്കല്‍ പോലും അവര്‍ക്ക് താല്‍പര്യം തോന്നാത്തയാളുകളാണ്. 61 ശതമാനം ആളുകള്‍ ഇറോട്ടിക് സ്വപ്നങ്ങളുടെ പിന്നീട് ഭാവനയില്‍ ആസ്വദിക്കാറുണ്ട്. ലൈംഗിക ഇച്ഛാഭംഗം ഉണ്ടാകുമ്പോളാണ് 70 ശതമാനം ആളുകള്‍ ഇത്തരത്തിലുള്ള സ്വപ്നങ്ങള്‍ കാണുന്നതെന്നും സര്‍വേയില്‍ വെളിപ്പെടുത്തി.

ഇറോട്ടിക് സ്വപ്നത്തിന്റെ പാതിവഴിയില്‍ 39 ശതമാനം ആളുകള്‍ ഉറക്കംതെളിയും.
സ്വപ്നം പാതിയില്‍ മുറിഞ്ഞത്, ഇവരെ അസ്വസ്തരാക്കാറുണ്ട്.
അതേസമയം ഇറോടിക് സ്വപ്നത്തിന്റെ പാതിയില്‍ ഉണരുന്നവരില്‍ 69 ശതമാനും ആളുകളും അപ്പോള്‍ തന്നെ ലൈംഗികബന്ധത്തില്‍ ഏര്‍പ്പെടാന്‍ താല്‍പര്യം കാണിക്കുന്നു.
ഇറോടിക് സ്വപ്നം കാണുന്ന 99 ശതമാനം പേരും അത് ആസ്വദിക്കുന്നതായും സര്‍വേയില്‍ നിന്നും വ്യക്തമായി.   

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[] 03-01-2014 TODAY'S MESSAGE FROM TRICHY PRASANNA [2 Attachments]

Naa Prasannam, Trichy, Tamil Nadu
my slide share site for 4 Languages
English:                     Tamil:                       
Hindi:                       Malayalam:   
My Facebook:, and,