U can definitely get back ur money either by complaining to banking ombudsman or IRDA as applicable.alternatively u can get legal remedial by taking up the matter with consumer court.
At any point of time u cannot be deprived of ur money.
From: Mohan Ponnath email@example.com [Keralites]
Sent: 05-08-2015 12:53
Subject: [www.keralites.net] HDFC LIFE Policy - ALERT
Mohan K. Ponnath
Posted by: Pankajakshan Nair <firstname.lastname@example.org>
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