Tuesday 10 July 2018

[www.keralites.net] TONSILITIS

 

How to Get Rid of Tonsillitis and Sore Throat in Only Four Hours!

Tonsillitis can be quite painful and it is a common belief that treatment of tonsillitis is surgery! It isn't true. There are many natural remedies that you can use for tonsillitis. Here is an amazing natural remedy of tonsillitis.
Tonsillitis-cancer
Cumin seeds are known for their healing properties since centuries. This natural remedy for tonsillitis is made from cumin seeds and it can cure the problem in as little as 4 hours! If anyone in your family is experiencing the symptoms of sore throat or tonsillitis, you should prepare this recipe for them. It will do wonders!
Ingredients:
Black or cumin seeds (80g)
Filtered water (250 ml)
Cognac or Whiskey (1Tbsp)
Preparation:
Put cumin seeds in about 200 ml of water and boil for 15 minutes. The mixture will turn black and thick in 15 minutes. It will have a texture like wet coffee grounds. Strain this mixture. Now add the remaining 50 ml water. Again bring it to rolling boil. Add liquor (1Tbsp).
How to take:
Take 1 Tbsp. of this mixture after every 30 minutes. You will begin to get relief after 2 hours and the symptoms will be totally gone

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[www.keralites.net] DEDICATED TO ALL WOMEN

 

Dedicated to all women
My Wife DOES NOT WORK!
Conversation between a Husband (H) and a Psychologist (P):
P : What do you do for a living Mr. Bandy?
H : I work as an Accountant in a Bank.
P : Your Wife ?
H : She doesn't work. She's a Housewife only.
P : Who makes breakfast for your family in the morning?
H : My Wife, because she doesn't work.
P : At what time does your wife wake up for making breakfast?
H : She wakes up at around 5 am because she cleans the house first before making breakfast.
P : How do your kids go to school?
H : My wife takes them to school, because she doesn't work!
P : After taking your kids to school, what does she do?
H : She goes to the market, then goes back home for cooking and laundry. You know, she doesn't work!
P : In the evening, after you go back home from office, what do you do?
H : Take rest, because I am tired due to all day works!
P : What does your wife do then?
H : She prepares meals, serving our kids, preparing meals for me and cleaning the dishes, cleaning the house then taking kids to bed.
Whom do you think works more, from the story above???
The daily routines of your wives commence from early morning to late night. That is called 'DOESN'T WORK'??!!
Yes, Being Housewives do not need Certificate of Study, even High Position, but their ROLE/PART is very important!
Appreciate your wives. Because their sacrifices are uncountable. This should be a reminder and reflection for all of us to understand and appreciate each others roles.
All about a WOMAN ....
When she is quiet, millions of things are running in her mind.
When she stares at you, she is wondering why she loves you so much in spite of being taken for granted.
When she says I will stand by you, she will stand by you like a rock.
Never hurt her or take her wrong or for granted...
Forward to every woman to make her smile and to every man to make him realize a woman's worth...!!!
A heart touching message..... by a woman..."
Some one asked her.......
Are you a working woman or a house-wife ??
She replied : Yes I am a full time working house-wife.
I work 24 hours a day.....
I'm a "mum",
I'm a wife,
I'm a daughter,
I'm a daughter-in-law.....
I'm an Alarm clock,
I'm a Cook,
I'm a Maid,
I'm a Teacher,
I'm a waiter,
I'm a nanny,
I'm a nurse,
I'm a handyman,
I'm a Security officer,
I'm a Counsellor,
I'm a comforter,
I don't get holidays,
I don't get sick leave,
I don't get day off......
I work through day and night.....
I'm on call......
all hours and get paid with a sentence.....
"what do you do all day"
Dedicated to all women
Woman has the most unique character like salt. Her presence is never remembered but Her absence makes all the things tasteless!
Pass it to all the lovely ladies.....your Mother. .....your Wife......your daughter ...your sister.....your friend.
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[www.keralites.net] ORGANISE YOUR RECORDS

 

HOW TO BE PREPARED IF A SPOUSE SUDDENLY DIES.VERY USEFUL PLEASE READ AND PASS IT ON TO ALL YOUR FRIENDS.

NEVER TAKE LIFE FOR GRANTED DO THINGS APPROPRIATE FOR THE ONES WHO DEPEND ON YOU WITH LOVE.

NOTE: THIS IS A REAL INCIDENT AND NOT JUST A FORWARD

THIS IS.VERY USEFUL PL READ AND PASS IT ON TO ALL YOUR FRIENDS

TO ALL MY DEAR FRIENDS

Pls waste / use another 15 mins to read this - not a professional update but more important than that.............

Letter written by a wife after her husband's death in an accident

"Few things I learnt after my husband's death:-
We always believe we will live forever. Bad things always happen to others.
Only when things hit us bang on your head you realise... Life is so unpredictable...
My husband was an IT guy, All technical. And I am a chartered accountant.

Awesome combination you may think.

Techie guy so everything is on his laptop. His to do list. His e-bill and his bank statements in his email. He even maintained a folder which said IMPWDS wherein he stored all login id and passwords for all his online accounts. And even his laptop had a password. Techie guy so all the passwords were alpha-numeric with a special character not an easy one to crack. Office policy said passwords needed to be changed every 30 days. So every time I accessed his laptop I would realize it's a new password again. I would simply opt for asking him 'What's the latest password instead of taking the strain to memorize it.

You may think me being a Chartered Accountant would means everything is documented and filed properly. Alas many of my chartered accountant friends would agree that the precision we follow with our office documents and papers do not flow in to day to day home life. At office you have be epitome of Reliability / Competent / Diligent etc but. At home front there is always a tomorrow.

One fine morning my hubby expired in a bike accident on his way home from office.. He was just 33. His laptop with all his data crashed. Everything on his hard disk wiped off. No folder of IMPWDS to refer back to. His mobile with all the numbers on it was smashed. But that was just the beginning. I realised I had lot to learn.
9 years married to one of the best human beings with no kids just the two of us to fall back on but now I stood all alone and lost.

Being chartered accountant helped in more ways than one but it was not enough. I needed help. His saving bank accounts, his salary bank accounts had no nominee. On his insurance his mom was the nominee and it was almost 2 years back she had expired. But this was just a start. I didn't know the password to his email account where all his e-bill came. I didn't know which expenses he paid by standing instructions.

His office front too was not easy. His department had changed recently. I didn't know his reporting boss name to start with when had he last claimed his shift allowance, his mobile reimbursement.

The house we bought with all the excitement on a loan thought with our joint salary we could afford the EMI. when the home loans guys suggested insurance on the loan, we decided the instead of paying the premium the difference in the EMI on account of the insurance could be used pay towards prepayment of the loan and get the tenure down. We never thought what we would do if we have to live on a single salary. So now there was huge EMI to look into .
I realised I was in for a long haul.

Road accident case. So everywhere I needed a Death certificate, FIR report, Post Mortem report. For everything there were forms running into pages indemnity bonds, notary, surety to stand up for you. No objections certificates from your co-heirs.

I learnt other than your house, your land, Your car, your bike are also your property. So what if you are the joint owner of the flat you don't become the owner just because your hubby is no more. So what if your hubby expired in the bike accident and you are the nominee but if the bike is in a repairable condition .you have to get the bike transferred in your name to claim the insurance. And that was again not easy. The bike or car cannot be transferred in your name without going through a set of legal documents. Getting a Succession Certificate is another battle all together.

Then came the time you realise now you have to start changing all the bills, assets in your name. Your gas connection, electricity meter, your own house, your car, your investments and all sundries. And then change all the nominations where your own investments are concerned. And again a start of a new set of paperwork.

To say I was shaken my whole life had just turned upside down was an understatement. You realise you don't have time to morn and grieve for the person with whom you spend the best years of your life. Because you are busy sorting all the paper work.
I realised then how much I took life for granted. I thought being a chartered accountant I am undergoing so many difficulties, what would have happened to someone who was house maker who wouldn't understand this legal hotchpotch.

A sweet friend then told me dear this was not an end, you have no kids, your assets will be for all who stand to claim. After my hubby's sudden death. I realised it was time I took life more seriously. I now needed to make a Will. I would have laughed if a few months back if he had asked me to make one. But now life had taken a twist.

Lessons learnt this hard way were meant to be shared. After all why should the people whom we love the most suffer after we are no more. Sorting some paperwork before we go will at least ease some of their grief.

1. Check all your nominations...

It's a usual practice to put a name (i.e in the first place if you have mentioned it) and royally forget about it. Most of us have named our parent as a nominee for investments, bank accounts opened before marriage. We have not changed the same even years after they are no longer there with us. Even your salary account usually has no nomination..

Kindly check all your Nominations.
- Bank Accounts
- Fixed Deposits, NSC
- Bank Lockers
- Demat Accounts
- Insurance (Life, Bike or Car or Property)
- Investments
- PF Pension Forms

2. Passwords..
We have passwords for practically everything. Email accounts, Bank accounts, even for the laptop you use. What happens when your next in kin cannot access any of these simply because they do not know your password... Put it down on a paper.

3. Investments.
Every year for tax purpose we do investments. Do we maintain a excel sheet about it. If so is it on the same laptop of which the password you had not shared. Where are those physical investments hard copy.

4. Will.
Make a Will. I know you will smile even I would had I not gone through all what I did. It would have made my life lot easier a lot less paperwork. I wouldn't had to provide an indemnity bond, get it notarised, ask surety to stand up, no objections certificates from others...

5. Liabilities.
When you take a loan say for your house or car. Check out on all the what if, what if I am not there tomorrow, what if I loose my job. Will the EMI still be within my range. If not get an insurance on the loan. The people left behind will not have to worry on something as basic as their own house.

My battles have just begun... But let us at least try and make few changes so that our loved ones would not suffer after we go. We do not know what will happen in the future. But as the Scout motto goes: Be prepared "

NEVER TAKE LIFE FOR GRANTED DO THINGS APPROPRIATE FOR THE ONES WHO DEPEND ON YOU WITH LOVE.

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