Email OF The Day: August 2018

Friday, 31 August 2018

[www.keralites.net] CREDIT CARD

CREDIT CARD

Be sure and cancel your credit cards before you die! This is so priceless, and, so easy to see happening - customer service being what it is today. A lady died this past December, and the bank billed her for January and February for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to Citibank. Here is the exchange:
Family Member: I am calling to tell you she died back in January.
Citibank: The account was never closed and the late fees and charges still apply.
Family Member: Maybe you should turn it over to collections.
Citibank: Since it is two months past due, it already has been.
Family Member: So, what will they do when they find out she is dead?
Citibank: Either report her account to frauds division or report her to the credit bureau, maybe both!
Family Member: Do you think God will be mad at her?
Citibank: Excuse me?
Family Member: Did you just get what I was telling you - the part about her being dead?
Citibank: Sir, you'll have to speak to my supervisor.
Supervisor gets on the phone:
Family Member: I'm calling to tell you, she died back in January with a $0 balance.
Citibank: The account was never closed and late fees and charges still apply.
Family Member: You mean you want to collect from her estate?
Citibank: (Stammer) Are you her lawyer?
Family Member: No, I'm her great nephew. (Lawyer info was given)
Citibank: Could you fax us a certificate of death?
Family Member: Sure. (Fax number was given)
After they get the fax:
Citibank: Our system just isn't setup for death. I don't know what more I can do to help.
Family Member: Well, if you figure it out, great! If not, you could just keep billing her. She won't care.
Citibank: Well, the late fees and charges will still apply.
(What is wrong with these people?!?)
Family Member: Would you like her new billing address?
Citibank: That might help....
Family Member: Odessa Memorial Cemetery, Highway 129, Plot Number 69.
Citibank: Sir, that's a cemetery!
Family Member: And what do you do with dead people on your planet???

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[www.keralites.net] PCOS

PCOS
It is estimated that out of every 5 women, 2 are suffering from this
Polycystic Ovary Syndrome (PCOS) - Topic Overview
Polycystic Ovary Syndrome (PCOS) Guide
Topic Overview
Health Tools
Cause
Symptoms
What Happens
What Increases Your Risk
When To Call a Doctor
Exams and Tests
Treatment Overview
Prevention
Home Treatment
Medications
Surgery
Other Places To Get Help
Related Information
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Credits
Polycystic ovary syndrome (say "pah-lee-SIS-tik OH-vuh-ree SIN-drohm") is a problem in which a woman's hormones are out of balance. It can cause problems with your periods and make it difficult to get pregnant. PCOS also may cause unwanted changes in the way you look. If it isn't treated, over time it can lead to serious health problems, such as diabetes and heart disease..
Most women with PCOS grow many small cysts camera.gif on their ovaries. That is why it is called polycystic ovary syndrome. The cysts are not harmful but lead to hormone imbalances.
Early diagnosis and treatment can help control the symptoms and prevent long-term problems.
Hormones are chemical messengers that trigger many different processes, including growth and energy production. Often, the job of one hormone is to signal the release of another hormone.
For reasons that are not well understood, in PCOS the hormones get out of balance. One hormone change triggers another, which changes another. For example:
The sex hormones get out of balance. Normally, the ovaries make a tiny amount of male sex hormones (androgens). In PCOS, they start making slightly more androgens. This may cause you to stop ovulating, get acne, and grow extra facial and body hair.
The body may have a problem using insulin, called insulin resistance. When the body doesn't use insulin well, blood sugar levels go up. Over time, this increases your chance of getting diabetes.
The cause of PCOS is not fully understood, but genetics may be a factor. PCOS seems to run in families, so your chance of having it is higher if other women in your family have it or have irregular periods or diabetes. PCOS can be passed down from either your mother's or father's side.
Symptoms tend to be mild at first. You may have only a few symptoms or a lot of them. The most common symptoms are:
Acne.
Weight gain and trouble losing weight.
Extra hair on the face and body. Often women get thicker and darker facial hair and more hair on the chest, belly, and back.
Thinning hair on the scalp.
Irregular periods. Often women with PCOS have fewer than nine periods a year. Some women have no periods. Others have very heavy bleeding.
Fertility problems. Many women who have PCOS have trouble getting pregnant (infertility).
Depression. —