[www.keralites.net] Your Current cheque book will be useless after 31 March 2013

Your current cheque books will be useless after 31st March, 2013.  

Please see below the way to find out CTS 2010 complain cheques and related RBI Circular 

Chief General Manager 

 Non-CTS 2010 Standard Cheques withdrawal time limit extended to March 31.2013

RBI/2012-13/335
DPSS.CO.CHD.No.955/04.07.05/2012-13

December 14, 2012

Standardisation and Enhancement of Security Features in Cheque Forms-Migrating to CTS 2010 standards

A reference is invited to our circular DPSS.CO.CHD.No. 399/04.07.05/2012-13 dated September 3, 2012 advising all banks to arrange to issue only multi-city/payable at par CTS-2010 standard cheques not later than September 30, 2012 and to withdraw the non-CTS-2010 Standard cheques in circulation before December 31, 2012 by creating customer awareness. Further, banks holding post-dated EMI cheques (received either on their own behalf or on behalf of their NBFC clients) were advised to ensure the replacement   of non-CTS-2010 Standard cheques with CTS-2010 standard cheques before December 31, 2012.

2. While most of the banks have confirmed that they are issuing only multi-city/payable at par CTS-2010 standard cheques at present, representations have been received from various stakeholders requesting for extension of the time beyond December 31, 2012 for withdrawal / replacement of non-CTS-2010 Standard cheques / post-dated EMI cheques with CTS-2010 standard cheques.

3. Taking into consideration these representations, it has been decided to extend the time up to March 31, 2013 for banks to ensure withdrawal of non-CTS 2010 Standard cheques and replace them with CTS-2010 Standard cheques. However, it may be noted that the residual non-CTS-2010 Standard cheques that get presented in the clearing system beyond this extended period will continue to be accepted for the clearing but will be cleared at less frequent intervals. The modalities, charges applicable if any, etc. are being discussed with stakeholders and a separate  communication will follow in this regard.

4.  The above instructions are issued under section 18 of the Payment and Settlement Systems Act 2007 (Act 51 of 2007).

5. Please acknowledge receipt and ensure withdrawal of non-CTS-2010 Standard cheques within the extended  target date indicated above.

Yours faithfully,

(Vijay Chugh)

Best Regards

Prakash Nair 

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[www.keralites.net] Irish Soda Bread

 

Irish Soda Bread

Prep Time: 10 min(s)
Cook Time: 60 min(s)
Total Time: 70 min(s)
Servings: 1 loaf
 
A delicious Irish Bread recipe with a touch of sweetness.
Partially made with whole wheat flour and raisins, this Irish Soda Bread is
so good right out of the oven but also makes a great snack once it's cooled.
 
Ingredients

2 cups all-purpose flour
1 cup whole-wheat flour
1/4 cup brown sugar, packed
2 teaspoons baking powder
1 teaspoon baking soda
1 teaspoon kosher salt
3/4 cup raisins
2 cups buttermilk
4 tablespoons melted butter plus a little more for greasing the loaf pan
1 egg, lightly beaten
 

Instructions
1. Preheat the oven to 350 degrees F.

 

2. Sift the flours, brown sugar, baking powder,

baking and salt into a large mixing bowl.  Stir in the raisins.

 

3. In a small bowl, whisk the buttermilk, butter, and egg.

 

4. Pour the wet ingredients into the large bowl with the dry ingredients.

 

5. Stir everything with a spatula or wooden spoon until the dough
resembles a wet and sticky but evenly mixed dough.

 

6. Generously grease a 9x5 loaf pan with butter.

 

7. Scraping down the large bowl, transfer the dough into the loaf pan.

 

8. Bake the bread for 60 minutes until the bread is a nice and golden brown,
like honey.  The loaf should be firm to the touch.

 

9. Allow the bread to rest for 10 minutes before removing from its pan.

 

10. Allow the bread to cool down to room temperature or serve warm. 

*Note: Texture and taste will be slightly different once the bread has had time to completely cool.

 

 

 

 

 

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[www.keralites.net] Wackiest Feminine Fashion Accessories For Men

Wackiest Feminine Fashion Accessories For Men

L

1. Men's Heels     The other day, the NY Times ran a piece on fashion at some of the hippest, exclusive parties in town – and noted that countless men attending them were wearing high heels. Mind you, we're not talking Simon Cowell-high type of shoes, but heels that would probably make even a woman feel dizzy. Some of them are lucky enough to fit into designer sample/women's sizes, but others have to look everywhere to find a manufacturer willing to customize their offering to fit them. All of them, though, insist that wearing high heels doesn't mean they're going out in drag. As they see it, men have far too few options when it comes to fashion, whereas the ladies have more than one could count.  Some men are even willing to pay upwards of $2,000 (Euro 1,447) for a pair of their favorite designer shoes and it's all in the name of diversifying their wardrobe.   2. Male Lingerie     Lingerie is no longer just for the ladies; an increasing number of men are squeezing their buns into teeny tiny sexy undies too, and loving every minute. XDress.com offers a wide selection of male lingerie, from split seam thongs to transparent body suits. You can buy them online and, I hate to say it, they are affordable.   3. Men's Satin Tights     Up until now I had never seen men's tights, but they exist and people buy them. Maybe someday every man will wear them. But me and my band of merry men aren't ready for it yet. Are you? 4. Men's Mascara     Twenty years ago it would have been unusual for a man to be buying under-eye concealer for his girlfriend, and unthinkable that he should be buying it for himself. But, if trend predictions are correct, it seems our department stores are about to be overrun with men buying make-up. Make-up for men is quite the thing right now. Not just among the creative, edgy and experimental metrosexual classes, either. It's been inspired by the recent punk/Goth revival, the proliferation of startling stick-thin males such as Russell Brand, and something American called Emo - emotionally charged punk rock music - with which the mascara-wearing group, My Chemical Romance, is proving rather popular. But if I'm intending to wear mascara, how should I do it? "All or nothing," advises make-up artist, Kay Montano, "I find men who wear make-up intend it to be undetectable, a little bit creepy. Trowel it on and forget all about subtlety."   5. Men's Monokini     A Monokini is a topless swimsuit which includes only a bikini bottom without a bikini top. Normally, designers design this daring swimwear for women. But now, get ready to see men at the beach wearing sexy monokinis. Sounds weird but true. Emporio Armani's Spring 2011 runway presented men's monokinis. Quite Unusual!   6. Men's Skirts     Men's fashion continuously evolves and this new trend has got me a little concerned. I'm talking skirts for men. We've seen designers send male models down the runway in various styles of skirt but they haven't really stuck and bled into the mainstream. Not until designer Marc Jacobs started wearing them did the man skirt get enough attention and H&M carried them as part of their Spring 2010 collection. 7. Men's Pantyhose     If women are worried that their previously exclusive fashion domain is being invaded by men in mascara and man-bras, there's another cause for concern. "Mantyhose" are pantyhose for men, the latest in a string of men's fashion trends straight from the bizarre files. According to its website, "everyone, from truck drivers to cowboys, are wearing them."   8. Men's Corset     I don't think this will be a big trend for the spring. I mean how many men you know would wear a corset? The models walked the runway wearing Galliano's signature painted-on ten-to-twelve packs. But it does look really cool and fun.

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[www.keralites.net] അവര്‍ മടങ്ങി വരില്ലെന്നറിയാം, പക്ഷേ ദൈവം ശിക്ഷിക്കുക തന്നെ ചെയ്യും’

 

'അവര്‍ മടങ്ങി വരില്ലെന്നറിയാം, പക്ഷേ ദൈവം ശിക്ഷിക്കുക തന്നെ ചെയ്യും'

എസ്. ഷാജിലാല്‍

 

കൊല്ലം: 'അവര്‍ ഇനി മടങ്ങിവരില്ലെന്നറിയാം... പക്ഷേ എല്ലാം കാണുന്ന ദൈവം അവരെ ശിക്ഷിക്കുക തന്നെ ചെയ്യും'- ഇറ്റാലിയന്‍ നാവികരുടെ വെടിയേറ്റ് മരിച്ച മൂതാക്കര സ്വദേശി വാലന്‍റയിന്‍െറ ഭാര്യ ഡോറ പറയുന്നു. തനിക്കും മക്കള്‍ക്കും കടലോളം കണ്ണീര്‍ നല്‍കിയ ദുരന്തത്തിലെ പ്രതികള്‍ ഇനി വരില്ലെന്നറിയുമ്പോള്‍ നീതി നടപ്പാകാത്തതിന്‍െറ വേദന ഇവര്‍ മറച്ചുവെക്കുന്നില്ല.
'അവര്‍ പോയതിന് പിന്നില്‍ ഗൂഢാലോചന ഉണ്ടായിരിക്കാം. ഞങ്ങള്‍ക്കുണ്ടായ ദുരവസ്ഥ മറ്റാര്‍ക്കും ഉണ്ടാവരുതേയെന്ന പ്രാര്‍ഥന മാത്രമാണ് ഇപ്പോഴുള്ളത്. നഷ്ടപരിഹാരം നല്‍കിയതുകൊണ്ട് നഷ്ടമായ ജീവന്‍ മടക്കിക്കിട്ടില്ലല്ലോ.'- ഡോറ കണ്ണീരോടെ ചോദിക്കുന്നു. 'മടങ്ങിവരുമെന്ന് പറഞ്ഞാണല്ലോ അവര്‍ ഇറ്റലിയിലേക്ക് പോയത്. അതിന് തയാറായില്ലെങ്കില്‍ അവരെ മടക്കിക്കൊണ്ടുവരണം. സര്‍ക്കാറും കോടതിയുമാണ് നടപടി സ്വീകരിക്കേണ്ടത്. കുറ്റം ചെയ്തവരെ ദൈവം വെറുതെ വിടില്ല എന്നു തന്നെ ഞങ്ങള്‍ വിശ്വസിക്കുന്നു- ഡോറ തുടര്‍ന്നു.
അതേസമയം ഇറ്റലിയിലേക്ക് പോയ നാവികര്‍ ഇനി ഇന്ത്യയിലേക്ക് മടങ്ങില്ലെന്ന വാര്‍ത്ത തീരദേശം നിരാശയോടെയാണ് ശ്രവിച്ചത്. നടുക്കടലില്‍ രണ്ട് മത്സ്യത്തൊഴിലാളികളുടെ ജീവന്‍ നഷ്ടപ്പെടുത്തിയവര്‍ രാജ്യത്തെ നീതിന്യായ വ്യവസ്ഥക്ക് വിധേയരാവാതെ സ്വന്തം നാട്ടിലേക്ക് രക്ഷപ്പെട്ടതിലുള്ള അമര്‍ഷവും നിസ്സഹായതയും മത്സ്യമേഖലയിലുള്ളവര്‍ പങ്കുവെക്കുന്നു. മത്സ്യത്തൊഴിലാളികള്‍ക്ക് കടല്‍ സുരക്ഷിതമല്ലെന്ന ഓര്‍മപ്പെടുത്തലായിരുന്നു കടല്‍വെടിവെപ്പെങ്കില്‍ ഇത്തരം സംഭവങ്ങളില്‍ മത്സ്യത്തൊഴിലാളികള്‍ നീതി പ്രതീക്ഷിക്കേണ്ടെന്ന തീരവാസികളുടെ ആശങ്കക്ക് അടിവരയിടുന്നതായി ഇറ്റാലിയന്‍ നാവികര്‍ ഇനി മടങ്ങിവരില്ലെന്ന അധികൃതരുടെ വിശദീകരണം.
അതിനിടെ കടല്‍ കൊലക്കേസ് വിചാരണയുമായി ബന്ധപ്പെട്ട രേഖകള്‍ ഇപ്പോഴും കൊല്ലം കോടതിയിലാണുള്ളത്. വിചാരണക്കായി പ്രത്യേക കോടതി രൂപവത്കരിക്കാന്‍ സുപ്രീം കോടതി ഉത്തരവിട്ടിരുന്നെങ്കിലും അതിനുള്ള നടപടികള്‍ ആരംഭിച്ചിരുന്നില്ല. പ്രത്യേക കോടതി നിലവില്‍ വരാത്തതിനാല്‍ കേസ് സംബന്ധമായ രേഖകളും ഇറ്റാലിയന്‍ കപ്പല്‍ 'എന്‍റിക്ക ലെക്സി'യില്‍ നിന്ന് പിടിച്ചെടുത്ത തോക്കുകളടക്കമുള്ള തൊണ്ടിമുതലുകളും കൊല്ലം കോടതിയില്‍ സൂക്ഷിച്ചിരിക്കുകയാണ്.

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