[www.keralites.net] I Just Wanted to Send You a Warm and Inviting Hug

 

A Sweet Hug From Me to You!   A hug is like a boomerang - you get it back right away.   ~ Bil Keane A hug is the best gift anyone can give. While I'm not there right now to give you one in person, I'll surely make up for it next time we meet! Until then, I'd like you to enjoy this heartwarming and beautiful presentation.     Be a love pharmacist: dispense hugs like medicine — they are!  ~ Terri Guillemets     Millions and millions of years would still not give me half enough time to describe that tiny instant of all eternity when you put your arms around me and I put my arms around you.  ~ Jacques Prévert     Laughing together is as close as you can get to a hug without touching. ~ Gina Barreca     Did you know that, if you visualize, you can actually hug on the phone? ~ Shelley Long     When I come home, my daughter will run to the door and give me a big hug, and everything that's happened that day just melts away. ~ Hugh Jackman     Did you enjoy my hug? Send it on to the people you want to make happy today. Remember, a hug is the one present that's always worth giving!

 

 

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[www.keralites.net] Real Estate will boom again!

 

Real Estate will boom again! Please read: The reasons why?   (Kindly spend 2 mins to read the below statements) Last few days there has been a surge of messages from "Whatsapp Economists" with the simple theme that real estate prices will fall drastically due to Demonetisation, ie ban on Rs 500/Rs 1000 notes. Here's a few Point Summary of what actual experts with business and economic logic say. 1. Demonetisation will flood the Banking system with funds driving down both interest rates on Deposits and Loans 2. If Interest rate on FD is just 5-6 % interest on Home Loans will come down to 7-8 % (since Banks keep an 2-3 per cent margin). 3. Historically at such Low interest rates Real Estate industry gets a massive boost as property becomes attractive to everyone: Buyers, Investors and even that invisible category called Businessmen/Professionals. 4. Even when prices are same, Apartments come within reach of Buyers due to lower EMI on Loans due to lower interest rate 5. Investors find Investing in property more attractive than earning a paltry 5-6 % on Bank Deposit as simply buying and renting out gives them more return. PLUS they create an asset and earn appreciation over a period of time PLUS they get income tax deductions 6. Shopkeepers, Retail Malls, Corporate Houses and even professionals like Doctors, Consultants, CAs jump in to buy property as they want preferred location and once that's gone they may never get that chance again. So, they buy at the first available opportunity instead of waiting for prices to fall. 7. Demonetisation will see the most money flowing in banking system from people in the unorganized / small scale sector: Farmers, Traders, Tailors, Hoteliers, Beauty shop owners, Tuition classes, small contractors, House Maids, Drivers, Security Guards etc. Crores of new people entering Banking system means that they will also be eligible to get bank loans and fulfil their dream of owning a house 8. Government will have money to invest in infrastructure as Banks will deploy lakhs of crores in Government Securities. With a few lakh crore at its disposal, Government can only boost funding to infrastructure schemes such as Smart City Mission, Swacch Bharat Mission, Housing for All etc which will in turn boost real estate too and make foreign investors invest in a fast developing country. 9. New Airport in town, better connectivity to National/State Highway, Up-gradation in City Transport all lead to increase in demand and prices of properties in the city's 10. It is interesting to note that real estate prices show slower rise in countries which have a fully ready infrastructure like USA, UK, Japan etc. Whereas in a developing countries like India, there is a vast difference in prices in a City before and after creation of Infrastructure Conclusion: In the final analysis, recent developments such as passing of Real Estate Regulation Act, Demonetisation, Goods and Service Tax etc combined with Government focus on infrastructure will only serve as positive factors for growth of Real Estate industry Factors of Real Estate Industry which get missed due to one-sided picture created by social media: 1. Real Estate Industry contributed 7 % to India's GDP. 2. Second Highest employer after Agriculture. 3. Real Estate Industry supports more than 140 allied industries from large ones such as Steel, Cement and Transport to cottage ones such as bamboo and rope making. 4. Real Estate Industry caters to the basic need of Shelter for every citizen. 5. As per Government of India, more than 90 per cent of demand for Real Estate Is in affordable and mid range category. 6. In era of mechanisation and automation, Real Estate is the only Industry which still continues to provide regular employment to millions of daily wage earners. 7. One of the only Industries which contributes large share of taxes at all levels of Government: Local Government, ie Municipal Corporations etc (Building permission charges), State Government (VAT and Stamp Duty), Central Government (Service Tax and Income Tax). 8. Investments such as equity shares, Commodities like Gold, Silver, Mutual Fund etc have seen large ups and downs. Real Estate is the only asset class which has given stable and constant one way growth over last several decades. 9. Real Estate has both value in use and value as investment. 10. Real Estate investment is the best investment from a very long term angle as taxation happens only on sale and in case of reinvestment 100 % tax can be saved. 11. With Indian economy becoming increasingly urbanized, it is expected that more than 50 % of India's population will live in cities by next decade. This massive change in demographic and economic profile of the country will give big boost to real estate over.

 

 

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[www.keralites.net] Keep Music with You!

 

Keep Music with You! Music can minister to minds diseased, pluck from the memory a rooted sorrow, raze out the written troubles of the brain, and with its sweet oblivious antidote, cleanse the full bosom of all perilous stuff that weighs upon the heart. # William Shakespeare Listening to music heightens positive emotion and stimulate brain hormones that can make us feel good. Listening to music also lights up all areas of the brain—suggesting more widespread effects and potential uses for music. Music has role in healing and cultural rituals, helping patients during post-surgery recovery or improving outcomes for any serious diseases. In some cases, music's positive impacts on health have been more powerful than medication. Here are ways that music impacts our health and wellbeing. Music reduces stress and anxiety Music can prevent anxiety-induced increases in heart rate and systolic blood pressure, and decrease cortisol levels—all biological markers of stress. the stress reducing effects of music is more powerful than the effect of an orally-administered anxiolytic drug. The parental singing had the greatest impact on child and also reduced the stress of the parents who sang. Music has significant pain reduction and fewer depressive symptoms. Person exposed to the soothing music had significantly greater increases in immunity. Music enjoyment elicits dopamine release, and dopamine release has been tied to motivation, which in turn is implicated in learning and memory. The participants who listened to motivational music also said they felt better during their work out than other. When exercisers listened to music with a beat that was faster and synchronous with their movement, their bodies used up oxygen more efficiently. "Music has the capacity to capture attention, lift spirits, generate emotion, change or regulate mood, evoke memories, increase work output, reduce inhibitions, and encourage rhythmic movement – all of which have potential applications in daily routine life." DO KEEP MUSIC IN YOUR DAILY ROUTINE THIS WILL HAVE FAR BETTER LIVING.

 

 

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[www.keralites.net] These Foods Help to Cleanse Arteries For Optimum Health

 

18 Foods for the Cleanest Arteries! More people die of heart disease than any other cause of death. A lot of these deaths are caused by what they're putting on their plates. This is because certain foods lead to plaque buildup in the arteries, blocking blood flow and increasing your chance for a heart attack, aneurysm or stroke. However, certain foods are actually artery-friendly and can prevent plaque from forming and causing blockage. Here are a few of them: 1. Olive oil   Olive oil is a healthy oil that is good for the well-being of your heart. Firstly, it provides your body with healthy fats and secondly, it works to reduce your bad cholesterol. It can be eaten daily: add it to pasta, salads or just about any vegetable. Regular olive oil consumption has been shown to reduce your risk of a stroke by 41 percent. 2. Plant sterols These can be found in fortified margarine or butter, milk, and orange juice. These compounds reduce cholesterol-filled oils because, like cholesterol, they travel to the digestive track, and their presence prevents cholesterol from being absorbed into the bloodstream. Check the labels of yogurts, salad dressings, and snack bars because plant sterols are often added to these. 3. Nuts   Nuts can help your heart reach optimal health because of their good fats. They contain monosaturated fats, omega-3 fatty acids, and alpha-linoleic acid, which are all substances that lower bad cholesterol levels. Just a handful of walnuts, cashews or almonds can provide adequate nutrition. Eat them as a snack between meals or add them to your salad for that crunchy element. 4. Asparagus Asparagus is a green vegetable that removes clots and decreases inflammation, helping to keep your arteries unclogged. Asparagus adds a lovely flavor to soups, salads or pasta, and can also be eaten by itself. 5. Broccoli   Broccoli is a great source of vitamin K, which prevents calcium from damaging the arteries. This vegetable lowers bad cholesterol levels and helps with the regulation of healthy blood pressure. Eat a cup of broccoli with your lunch or add it to salads or soup. 6. Persimmons This yellow fruit is a rich source of fiber, polyphenols and antioxidants. Together, these three substances help prevent cholesterol buildup, reduce triglycerides and bad cholesterol, and fight free radicals, respectively. This makes persimmons somewhat of a super-fruit. Enjoy it as a snack, add it to fruit or vegetable salads, or make marmalade or jam out of it. 7. Salmon   Like nuts, this fish boasts a large array of healthy fats. It is rich in omega-3 fatty acids, which help reduce triglyceride levels, decreases inflammation and increase good cholesterol levels. While salmon makes a delicious lunch or dinner option, fish like mackerel, tuna and herring also offer similar health benefits. 8. Turmeric This yellow-colored spice contains curcumin, which works to eliminate fatty deposits and decrease inflammation, all beneficial for the health of your arteries. Add this bright-hued spice to couscous, rice or meat dishes. You can also drink some turmeric tea to reap its many benefits. 9. Cinnamon   This delicious spice can add flavor to a piece of toast, sweet potatoes or can even be drunk as a tea. While it offers flavor, it also has health benefits, mainly by preventing plaque from building up on artery walls, reducing bad cholesterol levels by as much as 26 percent. You can start feeling the benefits by adding a few teaspoons a day to your diet. 10. Orange juice A glass of freshly squeezed orange juice is filled with nutrients and high amounts of antioxidants, which improve blood vessel function. The juice has also been found to reduce diastolic (resting) blood pressure. It's recommended that you drink two cups a day. Drink it between meals with a snack, or first thing in the morning with your breakfast. 11. Spirulina   Spirulina is an algae rich in minerals, vitamins, carotenoids, antioxidants and proteins. It can be bought in powder form and added to a smoothie, or as dried flakes that can be added to salads. This superfood helps regulate healthy blood pressure and relaxes your artery walls. Regular consumption can help bad cholesterol drop by 10 percent and good cholesterol levels can go up by 15 percent. 12. Cranberries A holiday favorite, cranberries are a fantastic source of potassium. These berries have been shown to reduce bad cholesterol levels and increase good cholesterol. Regular drinking of cranberry juice has reduced the risk of heart disease by 40 percent. Cranberries taste delicious in pies, in salads, or as a snack, and their juice makes for a great morning drink. 13. Green tea   This hot drink contains the antioxidant cetachin, which gives the drinker various health benefits. It stops cholesterol from being absorbed by the body and fights off obesity. Enjoy a cup or two at any time of the day. 14. Watermelon Watermelon is a refreshing summer fruit, consumed on its own, as well as in fruit salads or as a beverage.  This fruit contains much L-Citrulline, which is an antioxidant that stimulates nitric oxide production, helps widen the blood vessels and generally promotes good heart health. 15. Whole grains   When you eat whole grains you can lower your bad cholesterol levels. This is because of the high amounts of soluble fiber found in the grains. These fibers attach themselves to the bad cholesterol and prevent it from building up in the arteries. You can get plenty of whole grains in whole wheat bread, or in oatmeal (a delicious breakfast choice), or in cereals. You can also find it in brown rice. 16. Spinach This leafy green vegetable is rich in potassium and folate, which reduce the risk of developing heart disease by as much as 11 percent. Eating this vegetable fresh daily helps unclog the arteries and lowers high blood pressure rates. It adds flavor to salads and sandwiches, and is an easy-to-prepare side dish. 17. Pomegranates   This fruit adds a rich flavor to fruit salads and smoothies. It is also rich in phytochemicals, which encourage nitric oxide production, helping to prevent your arteries from getting clogged up. Phytochemicals also regulate blood flow. 18. Avocados A well-known food for its healthy fats is the avocado. This fruit can reduce bad cholesterol by as much as 17% and also increase your good cholesterol. Avocados make delicious guacamole, go well in salads and on sandwiches and can even be added to warm vegetable side dishes.

 

 

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[www.keralites.net] Imagine Jet-Setting the Globe in a Swanky Private Plane!

 

Introducing the G500: A Very Special Private Jet When it comes to luxury private jets these days, Gulfstream lead the way big time. Their latest offering, the G500 has come in a whole year ahead of schedule, and is probably the single biggest reason why the company has a $11.5 billion backlog of orders on their books.   Let's take a closer look at the upcoming Gulfstream G500. As they say, try before you buy!     Amazingly, the G500 is part of a whole range of exciting new luxury private jets made by Gulfstream…     And it's probably not even the most expensive. So, relax. And welcome aboard!     The jet is 91 feet long. It reaches a top speed of Mach 0.925.     The two engines that propel the jet with 15,144 lbs. of thrust are PW814Gas made by Pratt and Whitney Canada.     The jet is able to reach an altitude of 51,000 feet.     If eight passengers are lucky enough to board the plane, they can be carried around the globe at up to 5,754 miles per hour.     Though the jet is actually capable of carrying 19 passengers when the need arises.     The marvelous interior was designed after considering input and feedback from Gulfstream customers.     The seats can be tailor made to suit the requirements of each particular customer.     Though the jet may be fitted with coffee-makers, these can be easily switched for espresso machines in half an hour, such is the philosophy of flexibility.     The cabin is fitted with the latest Wi-Fi internet technology, which is said to be 34 times faster than that of Gulfstream's closest rivals.     The jet has a ventilation system which can entirely replace the cabin's air in only two minutes.     Each and every seat has digital controls.     The seats are positioned to be suitable for meetings.     And they can be converted into comfy beds.     This bathroom would not be out of place in a swanky hotel.     The cockpit has all the latest communications and control systems for the pilots.     There are a whopping 10 touchscreen control panels.     Furthermore, the G500 is the first non-military aircraft of any kind to be fitted with active side-stick control technology.      This is going to be one luxurious ride!

 

 

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